11 min readLast updated June 2026Beginner levelCanada-wideOfficial-source checked
Opening the account is the easy part. The decisions that matter — keeping business and personal money apart, and building credit from zero — are the ones that quietly shape what you can borrow and how protected you are.
Opening the account is the easy part. The decisions that matter — keeping business and personal money apart, and building credit from zero — are the ones that quietly shape what you can borrow and how protected you are.
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