14 min readLast updated June 2026Beginner levelCanada-wideOfficial-source checked
Your insurance covers a tree falling on the roof. It does not cover the roof you let rot. That gap — between sudden accidents, which are insured, and slow neglect, which isn’t — is why seasonal maintenance matters in a country this hard on houses. Here’s the year, season by season, plus the two alarms that are non-negotiable.
Your insurance covers a tree falling on the roof. It does not cover the roof you let rot. That gap — between sudden accidents, which are insured, and slow neglect, which isn’t — is why seasonal maintenance matters in a country this hard on houses. Here’s the year, season by season, plus the two alarms that are non-negotiable.
Sign in or create a free account
A free reader account lets you read two articles a day, save pieces for later, and join the conversation.
