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Selling Your Home: The Process, Costs, and Tax

15 min readLast updated June 2026Beginner levelCanada-wideOfficial-source checked

Selling looks simple from the outside — list it, take an offer, hand over the keys. But between the sale price and the money that lands in your account sits a stack of costs that surprises almost everyone: commission, legal fees, mortgage payoff and penalty, adjustments. Know your net before you list, not your gross.

Selling Your Home: The Process, Costs, and Tax

Selling looks simple from the outside — list it, take an offer, hand over the keys. But between the sale price and the money that lands in your account sits a stack of costs that surprises almost everyone: commission, legal fees, mortgage payoff and penalty, adjustments. Know your net before you list, not your gross.

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