Trouble Paying the Mortgage: Your Options Before It Becomes a Crisis
15 min readLast updated June 2026Beginner levelCanada-wideOfficial-source checked
If money is tight and the mortgage payment is looming, the most useful thing to know is this: it is usually solvable, and the single action that protects you most is calling your lender before you miss a payment. The relief options and what they really cost, power of sale vs foreclosure, and the redemption window that lets you stop a forced sale.
If money is tight and the mortgage payment is looming, the most useful thing to know is this: it is usually solvable, and the single action that protects you most is calling your lender before you miss a payment. The relief options and what they really cost, power of sale vs foreclosure, and the redemption window that lets you stop a forced sale.
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